How do you minimize damage from burglary?
Burglary is a situation that no one ever wants to experience, so the more you can prevent it; the better. The damage after a burglary can be enormous and not just material. The emotional damage people experience after a burglary is often immense and can last a long time. Fortunately, you can take the necessary precautions to significantly reduce the risk of a burglary.
In addition, we also advise everyone to take out good home and household insurance. Home insurance will (largely) cover the repair of burglary damage, while home insurance will reimburse the value of any stolen property. In this article we offer you more burglary protection information and preventive measures, which can save you very high costs afterwards.
First ensure good security of your property
If you do not want to be burgled, you can do several things. Of course, a properly functioning lock is required. In that case, pay attention to the presence of the SKG quality mark and prefer two or three stars: these locks have a higher burglary-delaying effect.
In addition, you can also pay attention to certain things, such as:
- Sufficiently visible access roads to your home
- Outdoor lighting if you live on a dark street
- A lamp that is always on indoors so that your home appears inhabited
- Never put valuables on display, such as in front of a window
- Also close windows well
- Make sure that there are no things outside that can serve as a stepping stone
Are you leaving for a while? For example on vacation? Then we also recommend that someone visit your home every now and then. Maybe you own plants that need water, or do you know someone who doesn't mind spending a few hours a week in your home? This makes it seem as if someone is constantly at home, this will greatly reduce the chance of burglary.
Don't underestimate the usefulness of home contents insurance
In addition to these practical tips, it is also smart to always think ahead. Of course you don't want it to ever happen to you, but if you are burgled and you don't have insurance, the costs can add up. Therefore, definitely invest in household contents insurance if you have many expensive properties. A home insurance will cover the burglary damage itself, while the home insurance can cover damage related to stolen property.
If a burglary takes place, you should always take as many photos as possible of what happened. It is also wise to already take photos of certain expensive items, such as jewelry or equipment. Then you have sufficient evidence after the crime to be able to recover both the damage and the stolen property. We cannot guarantee that you will be reimbursed for everything: this is due to the conditions of the individual insurers.
What can you pay attention to when choosing household insurance?
When you choose home and contents insurance, it is often smart to do this with the same insurer so that you can enjoy a combination discount. In addition, we recommend that you carefully read the policy conditions and pay attention to matters such as:
- Which damage can be compensated and which cannot?
- Is burglary covered?
- What types of property are eligible for compensation?
- Are you being reimbursed for the current value or the new value?
- Is the amount of the household contents insurance sufficient to cover your entire household contents?
If you live in the city, pay extra attention to maximum amounts because in busy areas the fees are sometimes lower. Also pay attention to the possible presence of a deductible and the amount thereof. Also, be sure to adjust the insurance when you buy something new that is very expensive.
Slotenmaker Holland is happy to help you with burglary prevention
At Slotenmaker Holland you can always go if a burglary has taken place, we will at least ensure that your locks are properly replaced. But of course we can also assist you prefect in the field of burglary prevention. Do you want to know if your home is properly secured? Call us and we will help you with your questions.